Saving for retirement is important, but it’s only part of the picture. If you’re within five to 10 years of your target retirement date, it’s time to start thinking about what you actually want your retirement to look like. After all, getting to retirement isn’t the end goal — it’s what you want to do once you’re there that matters. Start by asking yourself these five questions.

When you think about investing, you probably want your money to grow. But maybe you also want it to make a positive difference in the world while you continue pursuing your financial goals. That’s the foundation of sustainable investing — an approach that considers environmental, social and governance (ESG) factors alongside traditional financial analysis.

If you’re dealing with debt, you’re far from alone. More than 80% of U.S. households carry some form of debt (2025 Federal Reserve report), and since 2019, total household debt for Americans has increased more than 31%, to $18.59 trillion.